Payment Methods and Flexible Financing at XRshop

At XRshop, we offer two advanced financing systems so you can enjoy the best technology and virtual reality by adapting payments to your needs. You can split your purchases comfortably and securely through the leading platforms: Klarna and Aplazame.

Flexible financing at XRshop with Klarna

Interest-free installments (Buy now, pay later)

Split the cost of your purchase into 3 interest-free installments, which will be automatically charged to your credit or debit card each month.

How does Klarna's installment payment work?

  • At the time of merchant checkout: Select the option to pay later in 3 interest-free installments and enter your credit or debit card details. It's as simple as any other standard card purchase.

  • When the order is shipped: Once we confirm that your order is on its way, the first installment will be charged to your card. You will receive an immediate notification as soon as it has been processed.

  • Split your payments monthly: Each month we will charge your card one of the remaining installments until the entire order is paid off. We will always inform you well in advance so you are prepared.

Geographic availability of Klarna

To use this financed payment method, you must be a legal resident, have a local mobile phone number, and a valid credit or debit card issued in one of the following authorized countries in our store:

  • Europe: Spain, Portugal, France, Germany, Italy, Netherlands, Belgium, Austria, United Kingdom, Ireland, Greece, Finland, Poland, Czech Republic, Romania, Sweden, Norway, Denmark, and Switzerland.

  • North America: United States and Canada.

  • Oceania: Australia and New Zealand.

⚠️ Important information for international shipments and Latin America

Klarna financing is not yet available in Latin America (including countries such as Chile, Argentina, Colombia, or Mexico, among others) or in regions outside the European and Anglo-Saxon list indicated above.

If your delivery or billing address is in an incompatible international zone, Klarna and Aplazame options will be hidden or automatically rejected by the platforms during identity verification. For orders outside these coverage areas, you must complete your purchase securely using your traditional Credit Card (Visa/Mastercard) or your PayPal account.

 

Flexible financing at XRshop with Aplazame

Advantages of financing your purchases with Aplazame

  • Buy what you need: with a maximum of €1,500 per transaction.

  • Pay as you wish: choose the term that suits you best, up to 36 months.

  • No paperwork: you only need a mobile phone, a bank card and your DNI or NIE.

Simple and without registration

You don't need to create an account to finance a purchase. You just need to select Aplazame as the payment method in the store and complete some personal data so that we can respond instantly.

No hidden fees

Stop worrying about the fine print. There isn't any. The only thing you will pay is what you see during the purchase process. Not a single cent more. It gives you up to €1,500 to buy what you need and you pay it back over up to 36 months.

Fast and easy

No documentation or paperwork. We will only ask you for a couple of personal details. You tell us the number of months you want to pay and the day you wish to do so. We will show you the interest and confirm the credit in seconds.

Flexible and secure

Pay as you wish. You choose which card you want to use and you can add as many as you need. And your data is always secure. We take security very seriously and use the latest standards to keep them safe.

And enjoy shopping!

Your credit is approved in seconds, we process your order and you receive it at home. Buying now and paying later is that easy.

Conditions of financing with Aplazame:

When requesting the loan, you will be asked to make an initial payment. The amount of your loan will be the amount of your basket minus that initial payment. This is the amount we will finance over the number of installments you choose. For example, a 6-month financing will involve 7 payments, one at the time of credit approval and 6 installments in each of the 6 months following the purchase. The amount of the down payment will match the amount of each installment of the financing.

  • Payments are made with the card you provide to Aplazame.

  • The SMS sent by Aplazame has no cost to you.

  • The granting of credit is subject to compliance with the requirements established by the entity.

  • Geographic availability of Aplazame: This financing method is exclusive for customers with legal residency and bank cards issued in Spain (requires DNI/NIE) and Portugal (requires Cartão de Cidadão).

Example of financing with APLAZAME for a purchase of €200.00 over 12 months, with payments starting 30 days after the request. An initial payment of €16.92 is requested, which the user must pay via their card at the time of the transaction. The amount to be financed is the difference between the basket value (€200.00) and the initial payment (€16.92): €183.08. 12 monthly payments of €16.96 are requested. Opening commission: €0. TIN 20.01%; APR 21.95%. Total amount owed: €203.52. RRP €200.00. Total installment price €220.44. Subject to approval by APLAZAME (WiZink Bank, S.A.U.).