At XRshop we offer you two financing systems, through the platforms: Aplazame and Klarna.

Flexible financing in XRshop with Aplazame:

  • Buy what you need, with a maximum of €1,500 per operation.

  • You pay as you want up to 36 months.

  • You only need a mobile phone, a card and a DNI or NIE.

Simple and without registering

You do not need to create an account to finance a purchase. You just have to select Aplazame as the payment method in the store and fill in some personal information so that we can respond to you instantly.

No hidden fees
Stop worrying about the fine print. There are not. The only thing you are going to pay is what you will see during the purchase process. Not a penny more. It gives you up to €1,500 to buy what you need, and you return them in up to 36 months.
Quick and easy
No documentation or paperwork. We will only ask you for a couple of personal data. You tell us the number of months you want to pay and the day you want to pay. We show you the interest and confirm the credit in seconds.
Flexible and secure
You pay as you want. You choose which card you want to do it with, and you can add as many as you need. And your data, always safe. We take security very seriously and use the latest standards to keep you safe.
And enjoy shopping!
Your credit is approved in seconds, we process your order, and you receive it at home. Buy now and pay later is that easy.
Financing conditions:

When applying for the loan, you will be asked to make a first down payment. The amount of your loan will be the amount of your basket minus that initial payment. That is the amount we will finance in the number of instalments you choose. For example, a 6-month financing will involve 7 payments, one at the time of granting the loan and 6 instalments in each of the 6 months following the purchase.The amount of the down payment will coincide with the amount of each installment of the financing

  • Payments are made with the card that you contribute to Aplazame.
  • The SMS sent by Aplazame has no cost to you.
  • The granting of the credit is subject to compliance with the requirements set by Aplazame.
  • Aplazame financing is not yet available in Latin America.

*Example of financing with APLAZAME for a purchase of €200 over 12 months and starting to be paid 30 days after the application. A down payment of €16.82 is requested, which the user must pay by credit card at the time of the transaction. The amount to be financed is the difference between the value of the basket (200€) and the down payment (16.82€): 183.18€. 12 monthly payments of €16.82 are requested. Origination fee: €0. TIN 18.33%; TAE 19.95%. Total amount owed: €202. RETAIL PRICE: €200. Total price in installments 219€. Subject to approval by APLAZAME (WiZink Bank, S.A.U.).

Cash price: 200,00 €; Financed price: 216,48 €.

Translated with www.DeepL.com/Translator (free version)

Flexible financing in XRshop with Klarna:

Interest-free terms

Divide the cost of your purchase in 3 interest-free instalments, which are charged to your credit or debit card every month.

How does it work?
At the time of payment to the merchant

Select the option to pay later in 3 instalments without interest, and enter your credit or debit card details. As simple as any other card purchase.

When the order is shipped

Once the merchant confirms that the order is on its way, we will charge the card for the amount of the first instalment. We will send you a notification when the payment has been processed.

Split your payments

Each month, we will charge your card one of the instalments until the full amount of the order is paid. We will inform you well in advance so that you are prepared.

  • Klarna financing is not yet available in Latin America.

For more information about the financing of our products, please contact us.

Contact us